GREEN BAY, WI (WTAQ) – A new law is making it easier and cheaper to freeze your credit and mitigate the risk of identity theft.
“There is really no excuse for any consumer not to the freeze their credit.”
Susan Bach, Regional Director of the Better Business Bureau of Northeast Wisconsin says the process that used to cost 10 dollars is now free, and it is worth doing.
“A credit freeze will lock down that credit report, so nobody will be able to access it, not even themselves.”
Bach says everyone would benefit from freezing their credit, and unlike in the past, if it needs to be opened again, it can be done quickly.
“The drawback in the past was that it was not very convenient to do and that it costs money.”
Bach says it will really benefit a certain group of consumers.
“Minors are often targets of identity theft because they often have clean credit histories and it will be years before any identity theft is discovered.”
Consumers who wish to freeze their credit will need to log into three different websites.
TransUnion: https://freeze.transunion.com, 888-909-8872
Equifax: www.freeze.equifax.com, 888-298-0045
Experian: www.experian.com/freeze, 888-397-3742
